Originally Posted by
yasn
I have a Citi Dividend card for years and they gave me an offer of 5% back for this quarter for purchases made in supermarket, drug stores & gasoline station. The card has a yearly cash back limit of $300. I have bought few VR cards to take advantage of this offer and unloaded them on to Bluebird. Is there a threshold I should not go over for both the Citi card and BB?
Maximizing the 5% cash back would be $6,000 of spend. I go up to this in my Citi Dividend. Keep in mind that cash is redeemed in $50 increments, so watch the rounding. BB's limit is $5k per month, so obviously not over that.
Other limits that come into play are your credit limit and normal patterns of spend.