Thanks for taking the time to respond. I meant that I need my payment to post so I canmake more charges, since my limit is so low. I requested a CLI and even agreed to a hard pull (I regret that). They denied me. I believe my credit is pretty good (over 750 at least) and income is clost to 100k. I'm thinking maybe they simply dont increase in the first three months? If that's true though, Im even more pisssed that they required a hard pull to give an answer.