Disappointingly, I have already voted and wished I could now change my response to Banked Gold year (as it is by far the best benefit of the scheme, IMO). Having said that, as NZ are making it much harder to achieve banked years in the future, it may well be out of reach, so something I simply have to forget about. RUs used to be a terrific benefit, but they are so hard to get on the long-haul routes where they have value, that their utility has declined significantly.