Originally Posted by
kaipoman
FWIW, my Creditkarma score is 688, Creditsesame is 762, Barclays "Fico" is 732 and actual Transunion (per a recent auto loan app) is 727.
All over the map. My creditsesame score increased 50 points 2 months ago out of nowhere.
Not sure if this helps, but creditKarma reduces your reported credit score significantly if you have a credit utilitzation that is too low. Mine was showing 0% credit utilization and my score dropped by 50 points or so.
I generally ignore the score given to me by creditkarma and trust creditsesame score more. Although creditKarma has alot better details about your credit than creditsesame