Originally Posted by moarmiles

I did not transfer points at all. Heck, I didn't even merge my points between my Sapphire and Ink cards.
I am sure that your account was not closed because you merge points between Sapphire and Ink. I have done it many times. It is legal and not break any rule of Chase

I've had my sapphire card for 2 years now and my Ink card since July. My sapphire used to have around 5-10k/mo of charges which I paid in full each month. But all that activity died down when I signed up for the Ink card and Starwood cards a few months ago.
Just my opinion, I think you have a balance from 5k to 10k each month from personal card (Sapphire) may cause the problem

For my Ink card, I just hit the minimum spend requirements and now only use it to pay for office depot stuff, cable, and mobile phone.
dont even see this cause the problem, just my opinion