Originally Posted by
peacestar
Great offer very tempting.....
Off topic. How often do you all apply for cards? How many active cards do you have? I have never churned cards regularly and worried that I may impact my credit negatively. I have good payment record, low utilization of credit and stable income.
My credit report has about 40 entries. About 12 cards are currently active, and I use 4 or 5 of them in a given month.
I've never been rejected for a card because I have too many cards on my credit report. I have been rejected because I already had that card, or because I already had 3 or 4 cards with the same issuer.
So, for me, any card that has a good signup bonus, and is from an issuer that I haven't got a card with right now, is worth considering.
Keep a spotless payment record, and accurate income information. Good luck!