Originally Posted by
yerffej201
wouldn't cash andp oints for 0.7 cents be cheaper?
Yes, the Points & Cash "workaround"

is cheaper.
But I believe one needs to have 5,000 points in the account, to be able to make a Points & Cash reservation in the first place, that would allow you to do the workaround.
So buying points straight up from IHG, using this bonus, is for anyone who is starting with 0 points, or not many points.