Very similar for me. All CA.
I kept going when others were hit. But then it was my turn. I strongly suspect they will be going systematically through all accounts that load/spend over a certain threshold. I would think $5k / month is over that limit as that is a lot for most people (MS'ers excluded). Not for abuse prevention reasons but for government compliance.
As such, plan for it. Keep those receipts and used VR cards.
Originally Posted by
busymike
FWIW, I've had 3 cards open for almost six months now. Here's my "pattern":
When Vanilla sprouts, I buy about $40,000, 5k at a time. I load 5x$500 on cards and build them up to a $5,000+ balance. I usually load $2500, wait a few days, then load another $2500. Then I'll wait a few more days and CA $5,000 out. I rotate between my three cards so I never CA more than twice a month with each card. My wife also has 1 card so far. I've just been too lazy to get her other 2 cards.
I've never purchased MOs, only CA at banks/CU. I did give them 3-4 swipes when I got my first card. The other two cards have no purchases.
I'm not sure why you guys are having all this trouble. Perhaps I haven't crossed the $45,000/year yet for each card, or perhaps letting the money simmer helps?