Originally Posted by kayshaj

I opened an account about a month ago with the 40k offer. I called to ask if I could add an authorized user for 5k and mentioned the 50k offer. She said she would give me the 50k offer if I was willing to pay the $125 fee instead of the original $95. So it seems to pay to call vs. sending a secure message.

I'm kind of a newbie to this, so I am a little points happy, so I said sure. Now I am wondering if an additional $30 fee per year was worth it, but I guess i can always cancel after the first year.