Originally Posted by
xooz
I'm more amazed that you live in NYC and only spend about $1k/mo on credit card purchases. Do you contain your cc spend or is that all the spend you can reasonably muster?
I don't know, most of it is just dining. And it's not usually more than $20 per night. So like $600/mo dining, $50/mo cable internet bill, and the rest is basic small things like uhh toilet paper.
No/very little groceries because I eat out every night.
No gas or public transit expenses because I walk to work (and everywhere).
No cell phone bill because lol that is the only thing my parents still pay for since we're on a family plan.
Living in NYC isn't as expensive as people think. Most of it just goes to rent [not credit-card-able]. You'd probably spend more on a credit card living in the suburbs (gas, groceries...)
Anyway, the only better card out there than the CSP, given my dining expenses, would be the 5% cash back U.S. Bank Cash+, but I can't seem to get it because it's only offered in branch (not even over the phone) and the nearest branch is 600 miles away!