Originally Posted by
StanleyLi
I was just trying to show, even with every dime repaid, Chase's computer system still won't change its mind about the unsatisfactory relationship.
Not necessary - as it is not your case.
Originally Posted by
StanleyLi
I don't think the 11 years matters, the relationship probably ended as soon as the bankruptcy was approved. Even if I had paid back 1 day after that bankruptcy discharged, I think Chase's computer will still have me on that blacklist. I believe things will not change until someone from Chase manually update that list.
Now, if I have $250K sitting in their private client account, things may change. Of course I don't have that much money, best I can try is $75K after I close my citigold early next year. Maybe some local bank reps can pull some strings in updating that blacklist of theirs.
Not the case. I knew a Chase private client got blacklisted (all accounts closed) without credit issue.
He is now more happy with Charles Schwab.
Originally Posted by
SteveT
How did you know they were de-listed from the blacklist?
Chase officially confirmed with my friend that he is de-listed over the phone.
Originally Posted by
SteveT
What if the Chase debt was sold to a JDB. If you pay them will Chase even care?
Based on the poster's comment, it does not seem it is the case.