Originally Posted by
dukerau
Whether you spend enough to justify the annual fee depends on how you redeem. If for cash/gift cards, then no, you don't. If you transfer to airline miles and get >1.5cpp, then yes.
But your best strategy, as bribro said, is to get the CSP and its nice sign-up bonus. Keep your Freedom card and use it for the 5x categories. Put everything else on CSP. When your renewal comes up, then make the call of whether you should pay the AF.
I know this is more complicated, but haven't we determined that if the spending isn't on dining or travel, the Freedom wins if you have a Chase checking account being that CSP and Freedom both earn 1x on noncategory spend, but the latter gets a yearly 10% bonus as opposed to CSP's 7%?
At least, that is how I play the two cards together.