Originally Posted by
bribro
Apply for the CSP, get the sign-up bonus and get the ability to transfer points. Downgrade CSP to CS after 1 year to avoid AF, then apply for Ink Plus, get the sign-up bonus, and retain the ability to transfer points. Downgrade Ink Plus to Ink Classic after 1 year to avoid AF (or get a retention bonus), then apply for Ink Bold, get the sign-up bonus, and retain the ability to transfer points.
Or just pay the $95 CSP AF.
Seems like a lot of hard pulls, no?
Would it be possible for me to cancel the CSP after one year but transfer the
credit line to my Freedom (that way even though I am cancelling the card I can maintain the credit line to keep a good utilization rate)?