Apply for the CSP, get the sign-up bonus and get the ability to transfer points. Downgrade CSP to CS after 1 year to avoid AF, then apply for Ink Plus, get the sign-up bonus, and retain the ability to transfer points. Downgrade Ink Plus to Ink Classic after 1 year to avoid AF (or get a retention bonus), then apply for Ink Bold, get the sign-up bonus, and retain the ability to transfer points.

Or just pay the $95 CSP AF.