Hi Folks,
I took this card last year while I was JP Plat and this was free for me..Ofcourse I also got the joining bonus etc..
I am currently abroad and don't use the card much ( because of the fcy premium they levy, oh I miss the Amex rates they had initially

)..
Have used these cards decently this year for online payments etc but not to a huge extent..
I want to continue to keep the card only if they waive the renewal charges else not.. anyone has experience getting the charges waived off ?
A