Does not work!!!!! Tried doing this, worked for a while but then had my account with EIN shut down at the end of last year when they were validating accounts for tax purposes. I Tried calling customer service to get my account unblocked but no use. All frontline CSRs could do was send emails to upper management, upper management kept saying they could not verify my identity using EIN. Finally, I asked a CSR ; Based on my usage, am I even theoretically in danger of IRS reporting? They said no, and that if I needed a secondary account it would be easier to set one up in the name of a family member... Hope this helps.