Hopefully an easy answer - but just double checking:

I last applied for a personal card on August 29th and was denied (because I missed the fact that the personal cards were not churnable anymore - my bozo move)

I last applied for a biz card on August 18th and got it and got my miles already.

I know the rules above:

No more than 2 Citi applications of any kind in 60 days (65 days to be safe).
No more than 1 Citi business application in 90 days (95 to be safe). This does not override the rules above.


So, based on this I can still apply for another biz card 95 (to be safe) days after August 18th - which is Nov 24th or 25th - is that correct, unless they change the rules again?

Thanks,
David