I loved IHG RA - but with the diminishing benefits (more and more properties losing club access and going to choice) and with the 65 qualifying number I said enough of that.

For me I'll maintain Hilton Diamond (as much as I hate Hilton's devaluation schemes, prem room scam, and loss of DSA, and treatment of me as a nobody) due to property coverage.

I'll also keep Hyatt Diamond - though admittedly this will only be my second year as Hyatt member. I really like the 4pm checkout, and club access has been better than Hilton.

Lastly, will keep IHG plat. This is easy with the CC - but still love IHG for its ease of earning nights via pts and the surprising plat recognition when I get it.