Originally Posted by gypsyardor

Dukerau,

Again, thanks so much!! I've now added to my plan, based on what you've shared. Here's what I think we'll do:

* Keep my Personal Sapphire Preferred card for a $95 fee
* Transfer all my own points to my Sapphire Preferred card
* Ask to transfer all my husband's points to my Sapphire Preferred card

My other cards:
* Ask to downgrade Personal United Explorer to Freedom card
* Ask to downgrade Business Ink Bold to Ink Classic

Husband's cards:
* Ask to downgrade husband's Personal Sapphire Preferred to a no fee Sapphire
* Ask to downgrade husband's Business United Explorer to Freedom card
* Ask to downgrade husband's Business Ink Plus to Ink Classic

Not sure if we'll run into issues with downgrading cards if some of them are business cards and some of them are personal cards, though??

The changes/plan means we will have all of our points on one card (my Sapphire Preferred) and we also each have United MP accounts with miles in them, also. We'll have cards with no fees (other than the Sapphire Preferred I'll keep), also, to keep our credit scores in good standing.

You are so very sweet, dukerau! Thanks, again!