Originally Posted by
bruce80
Well, in germany they banks usually collect the credit report themselves (when signing up for an account, you usually also have to agree to something called the "Schufa-Klausel" which basically means that you agree that they will collect a credit report), but as most credit scoring systems are limited to a single country, this would be useless for a foreign applicant.
Yes. That is sure. It's just strange that one country can do anything at all with another country's credit report. So far I haven't heard DKB requested credit reports from non Germans (living abroad).