Churning made easier by converting to no-annual-fee card?
Question for all of you aficionados. If I convert a fee credit card to a no fee card after the first year(after I have the bonus sign up points), does that increase the time I have to wait to reapply for the original card, in order to receive the bonus points again? And is it normally one year that you have to wait before reapplying for the fee card (in order to get the sign up points again)?
Thanks!