FlyerTalk Forums - View Single Post - American Express USA to begin issuing EMV "chipped" cards in late 2012
Thread: American Express USA to begin issuing EMV "chipped" cards in late 2012
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Old Oct 17, 2013 | 8:46 am
  #254  
mia
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
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The topic of Chip & PIN vs Chip & Signature is extensively discussed in this thread:

http://www.flyertalk.com/forum/credi...signature.html

The short answer is that USA card issuers calculate that using a PIN does not not reduce fraud enough to justify the incremental cost of adding infrastructure to process PIN transactions. This doesn't help those of us who travel in countries where PIN has been adopted, but no major USA issuer appears interested in Chip & PIN.
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