Originally Posted by
cashback
Idk, I kind of agree with the writer. A lot of people are not smart and fall easily into debt. If you carry credit card debt, you are more likely to be sloppy with your MS, and create more debt. I'd say its safe to say that the vast majority of the people on here don't carry CC debt, but I could always be wrong...
If you are floating balances, it's easy to float in some extra purchases and pay it later. I've done it. But, I'll pay some cash towards the bill rather than using a CC. MS takes discipline to avoid being in the hole some serious dollars.