Originally Posted by
cashback
That's the thing. Many MS activities get you an inflated bank balance, making it little to no effort at all.
The return per month is based on your daily available balance(at least for me). Through regular MS activities you can increase your ADB.
I get what you are saying for sure. for me, it is much easier to direct pay other CC bills than direct deposit to a bank account. but, if you can do everything electronically it makes sense to do it your way
