FlyerTalk Forums - View Single Post - How long for building up a good credit history from zero.

Oct 1, 2013 | 2:10 pm

#9

fl9999

Join Date: Aug 2013

Location: RSW

Programs: Hyatt Plat,SPG-Plat,Hertz-PC

Posts: 161

Quote:

Originally Posted by mbece

thanks for the input, fl9999. My Amex Blue was approved with a $5000 line, but in hindsight, it was very dumb of my to apply for the Marriott so soon as it is more of a "premier" card as opposed to the Blue which is Amex's lowest tier credit card.

My plan is to move half my banking from BoA to Chase soon (as soon as I get to be home on a weekday

), as I've heard they're a relationship bank, apply for an Amex charge card in Jan 2014 which would increase my AAoA and take it from there with Chase.

Does that sound alright or should I just keep banking with BoA and shoot for the Freedom next Jan to start a relationship with Chase?

You can apply for Chase Freedom card in Jan 2014. Regarding banking part, it is your choice, but it is better to have an account with them. You will able to maintain all Chase credit cards, saving, checking accounts using a single Login id and password. They seem to offer alot of good deals for their banking customers.

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