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Old Sep 29, 2013 | 7:31 pm
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Originally Posted by sharka
Canceling a card at 1 yr will be better for your history than canceling the card at 3 mths after meeting minimum spend.
Only in the sense that the bank reviews your history and sees you are not committed to keeping and using your cards.

As far as AAoA, it only matters 10 years after closing - so canceling at 3 months vs. 1 year determines if you have a card that drops off after 10 years of age or 11 years of age.
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