Originally Posted by
GUWonder
It's unlikely that the German travel warning for South Florida would be considered by the insurance companies to be a travel warning related to acts of war/terrorism.
Insurance companies tend to look for any reason they can find not to pay out and this travel warning might give them an out based on the travel warning being about "civil unrest" or "civil disturbance".
(I am certain, however, that South Florida is no longer on Berlin's "no no list".)