I have a Chase Amazon from '08, CSP from March, United Explorer from April and Ink from June. Dining expenses are minimal and I will use Barclays Arrival and AMEX BCP for most spending after I hit 25K on United. I want to either product change the Amazon to Freedom and close CSP when it hits 11 months, or keep Amazon and product change CSP to Freedom. I am assuming I can transfer Freedom points to Ink. We do buy a lot from Amazon, and can put their points to good use.

I was denied for United business for too many new accounts (16 total new cards opened this year) and recently opened Ink. My main goal is SW personal and business, Ink Plus and United Business over the next year, and maybe a hotel card somewhere along the way. Family of 4 and we stay in low-mid price hotels off the beaten path using Arrival points.

Any thoughts or feedback is appreciated.