Originally Posted by
Finkface
so even if you have a US address as your billing address, a lot of online merchants won't take a Canadian card, even if issued by their US division.
The thing is, though, this would leave a lot of angry customers. TD caters to a lot of American locals along the East Coast, BMO became the largest bank in Wisconsin with its last purchase (granted, the people of Wisconsin don't seem too happy about it), only RBC seems to have shrank back from offering US-based banking services to American locals.
That, and I tried with a BMO-Harris MasterCard debit card- it's definitely treated as US-issued.