Originally Posted by
jamar
The odd thing here is that back when I was actually living in China I would log in locally loads of times (BofA checking, Wells Fargo checking before I closed those accounts, Citi credit cards) and never heard a peep from anyone. On the other hand, being a US citizen, I do have a SSN and US driver's license on file.
On the note of billing address, those cards weren't much help for when my sister wanted to do certain things online. Even when the principal billing address is changed to hers (they have an option for "Canada" in the change-of-address part of the online banking site) certain online services refused to accept it, probably because they had another way of telling it wasn't Canadian.
My US cards all have my SSN and US addess on file. Everything they have on me shows I am living in the US as a resident alien. And you are right about the Canadian cards being different. It's the first 6 numbers that give it away so even if you have a US address as your billing address, a lot of online merchants won't take a Canadian card, even if issued by their US division.
For the previous poster, if you need to enter a zip code at a gas oump, use the 3 numbers in your pistal code followed by 00. For example, if your postal code is M4A 2M9, use 42900 as your zip.