FlyerTalk Forums - View Single Post - How can a Canadian get a USA credit card? [Consolidated]
Old Sep 25, 2013 | 6:16 pm
  #63  
jamar
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Originally Posted by neos
At the same time, I asked if I could apply for one of their VISA credit cards, since TD can access our Canadian credit files.

2 weeks later, a package arrived at my Canadian address with my shiny TD Rewards VISA! Granted, this is a very basic credit card that won't ever get mentioned by the bloggers but I certainly didn't get it for the perks (the FX fee on this card is a whopping 3%! And I always thought our 2.5% was highway robbery...)

Clearly, they must have viewed my very good Canadian credit score since they gave me a limit of $20K!
I've always wanted to try doing it the other way around to get a Chip+PIN Visa CC, but oddly enough, they won't.

Originally Posted by Finkface
I have my doubts it is a true US reporting card as they sent it to your Canadian address. I've never heard of a US bank mailing a card to Canada but I hope for the best for you.
They'll mail it anywhere if you can manage to get approved- my sister lives in Vancouver and Chase was perfectly willing to mail her new Sapphire Preferred and BA cards there.
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