Finally, although not set in stone...

Chase legal and the courts both dont really want to deal with a points/miles/rebate value case. To hard to quantify and thus set a potentially damaging precident on. And if they do, its gonna look like this:

Big old bank who definitely defaulted the economy and hundreds of thousands of people during the crisis...

Vs...

Some dude who says hes out like $2000.

Everyone will totally want to just make the dude be happy and end it