Originally Posted by
NeverFirst
Not sure I follow, where are you getting 12,000 from (or 'points come quarterly' for that matter).
(It might have been that third glass of wine ...)
Tesco clubcard points for life insurance are issued in 4 quarterly instalments of 1250. Total of 5000 over a year.
12k Avios = 5000 clubcard points. (£2.50=600Avios)x20.