Yes, I forgot to mention that. Absolutely get Barclay's first, before any other apps. US bank is even worse IMO. The only good offer from them currently is Club Carlson card. But I would advise to focus on cash or flexible points, unless you can maximize Club Carlson 2 for 1 in a near future. I still think AA card with 50000 miles is the top offer currently, if you can use the miles at some point. But it does depend on your situation.