Hi everyone!

I am fairly new to this game and besides for about 90k in United miles have nothing else in my name.

I am based out of NYC and am originally from Austria (Vienna) and also find myself flying to Israel at least once a year. That being said Id like to have at least 1 solid trip a year to somewhere cool in the world (South America, Australia, Asia, Africa >> I am very open). Id like to really be able to fly nicely and stay in nice hotels for that 1 trip a year or so.

I just became a home owner so I waited for all this until after my loan went through and from what I hear / read there is an option of "bluebirding" my mortgage into points as well.

I am here to learn and find out what the best ways / cards / rewards system is to get me that ongoing vacation I could really need.

[I have a family but assume what ever advise I get from you guys applies to my wife as well]