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Thread: Which is more accurate - creditkarma.com or creditsesame.com?
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Old Sep 11, 2013 | 1:30 pm
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onthego15
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Originally Posted by Richard1148
Currently my creditsesame faco score is about 20 points less than my creditkarma score. Back in April it was the other way around with creditsesame almost 40 points higher. Fortunately, I am in in the "Excellent" range either way, but with such large discrepancies, I was wondering which tracks more closely with the real FICO score. Anybody know?
Fluctuations like those you mention are not uncommon.
Credit Karma tracks Transunion, Credit Sesame tracks Experian, so they are different scores, aside from the fact that both are estimates of your scores. Neither are truly accurate, which is why it is valuable to occasionally get your current scores from EXP, TU and EQ.
Also, keep in mind that there are differences among EXP, TU and EQ; so even those scores will not be the same.
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