Ok, I am newbie for AP, had read about it when it started few years ago but it sounded too good to be true (since I am a paypal user), so didn't try it.
After reading last few pages (about 20 of them), have decided to open AP account for self (A) and spouse (B). Am planning to do:
A --> B --> Bank account, few weeks later, B --> A --> Bank account.
With whatever knowledge I have gathered on this thread, I think above should be ok and won't create any major ripples in the pond
Please correct me in case I am amiss.
Cheers!