Originally Posted by
joshwex90
So I'd recommend the
Bank of America TravelRewards card. No annual fee, no foreign transaction fee, relatively decent conversion rate, and comes with a chip. It's Chip & Signature, though I haven't used it yet at unattended kiosks to try the cash advance PIN to see if that works.
But it's good when you're not in the touristy places, and especially in France.
Plus, it's very easy to get approved for someone's first credit card.
I don't know if anyone's mentioned this before, but during my travels in Taiwan, the unattended kiosks I bumped into ask for "transaction or cash advance PIN", so watch the prompts.