I'm finishing up the last few hundred posts here, and unfortunately haven't seen the answers to quite all my questions. Real quick:

1. I haven't signed up for AP yet. I actually place quite a bit of value on my regular amazon account, and don't want to risk losing it. Would it be smart/allowed for me to make a new account just for AP?

2. My understanding is that all of the following are frowned upon, or risky, or something. But I haven't been able to find any mention of them less than a couple months old, which as we know is an eternity in this game. Any thoughts on these options?
- A > B > A
- A > B > bank, B > A > bank
- Having the same bank account for the sender & receiver
- Having different accounts for sender & receiver, but both names being on both (joint) accounts

In essence, can my wife & I send money both ways, and is it a problem if we use joint bank accounts to do so?

Sorry for the noobish questions. I'm going to go back further in the thread, and if I find answers to my own questions, I'll post them for others.