Originally Posted by
psychoandy
Because it's not worth getting FRed or having 5 recently closed accounts or wasting credit pulls just to artificially boost your AAoA? Don't get me wrong, I'm in the same boat; low AAoA but was added as an AU long before my peers could even app for a CC. So the more Amex I get, the more I improve my AAoA.
But the point is, what's the endgame? Sure, everyone wants a good score, but after 740 does it really matter? What matters is whether you get denied or not on your app sprees. You could improve your AAoA, but at the expense of hard pulls and # of accounts. If any of your accounts get a second look they'd see a bunch of closed accounts (as well as hards from Amex if you pull from the same bureau).
tl;dr: way easier to just hold good amex cards like SPG or plat and churning BGR/PGR/DL/Hilton/etc normally, instead of "apping for a bunch of cards, closing them in 2-3 months, repeat"
Easier, but not nearly as effective. I think you missed either the point, or the math. But that's ok - I've got the information I was looking for from this thread. Thanks, all.