I paid my renewal fee for the Marriott cc in May, so my free nite certificate expires in November (6mos later). What if I want to book a room in December and haven't used my certificate? Do they send me a new one or am SOL with the expired one? Then when it renew next year, I am stuck with expiration in Nov again? If that's the case, can I cancel the card and ask for my annual fee back?