Originally Posted by
jmiller2032
I was playing hide and go seek with my daughter in a park in Barcelona while my wife watched our stuff when she decided to take a picture. At that well timed moment a thief took our camera bag right out of the stroller in front of her. They made off with $2500 of camera gear / electronics and both of our wallets.

Thankfully we left our passports and a backup credit card in the hotel.
I immediately called all of our credit card companies and reported the cards stolen. However, my wife forgot about one of her cards and the thieves tried to charge $240 of clothes. Thankfully Chase declined the charge so I'm hoping a fraudulent charge report won't go to the credit agencies.
So I'm wondering if the collective knowledge here of all things CC related can help me. First, do any of my cards insure against such incidents? I've got Chase Sapphire Visa Signature, Barclay's world MC, and a Starwood Amex among others. Second, how can I get cash in France tomorrow without my BoA ATM card? (BNP Paribas is their sister bank there). Third, how do I rent a car without a DL? I was able to scrounge up a copy on Gmail from a mortgage application, but that's it. Finally, is this going to have to delay my next AOR? I'm just thinking the cc comps won't like this.
Any help is GREATLY appreciated!
Oh and one other fun note: several other tourists saw the whole thing and did NOTHING!

Already thinking how it affects you next AOR? That's the spirit!
First, off, you have nothing to fear in terms of credit reports; fraudelent charges won't go there. In terms of cash, you could call Amex and ask them to loan you some money at the Amex office. Also, what card did you buy your photo gear with? Both Visa Signature and some Amex cards cover theft while traveling from what I recall. Sorry it happened to you, hope you've filed the police report.
Unfortunately, I don't think you'd be able to rent a car and especially drive in Europe without a license. Look into International Drivers License, I guess, but they will still need the proof that you can drive in your own country.