Originally Posted by
sdsearch
If all your cards are inquired on bureau XXX and Citi pulls from bureau XXX, that's the worst case. If Citi pulls from bureau XXX only, and every other card you apply for puts an inquiry only on bureau YYY, that's the best case (since that makes the other cards' inquiries "invisible" to Citi).
It appears that Experian is the CRA that Citi and Chase have been pulling from. IF you go to the Credit Card data posting you will see this. I had been reading about "freezing" a certain credit report (i.e Experian) so the CC companies are forced to pull from another CRA. I don't know if this is possible but people are posting that you can do this.