DrJohn999

Applied online, received email confirmation of application then waited 2 days. Called the recon line and explained credit report was locked. They found the application and then asked me which credit bureau would I like to provide them. I said, "Well, I have an Experian PIN ready," and that was that. The rest of the transaction took about 5 minutes with the usual questions. Approved for $10K limit (low enough not to affect much else, high enough that I doubt I'll actually use it all on any one trip), card in the mail real soon now.

Forgot to ask about the 70K points; we'll see when the card arrives.

p.s. Jatink129: the agent was a lady, and nice-sounding at that.