Originally Posted by
eSurfer
It appears your suggestion centers on "wait a month" or "wait a week". Could you explain a little bit why? I thought by applying multiple cards separately, the earlier application can negatively affect the later one if their timing is near...
The new Citi rules include
a minimum of 8 days between your first and second card app. You will declined if you did it in less than a week!
So you
have to apply for them
very separately!
(The long-standing Citi rule of
no more than 2 card apps of any type in any 65 day period also still applies. But that limits when can do your third card, not when you can do your second card.)
Combining these two, it stands to reason that you have to wait at least 8 days after you first card to do your second card, and you have to wait at least after you first card to do you third card, and you have to do your second card at least 8 days before you do your third card.
So you can either do the easy math of "about a month" for the second card, or you can time it to your wish's desire between those more specific boundaries.
But if you try to do two cards on the same day or even on successive days, in an effort to hide pulls, you'll be rejected, simply because Citi no longer allow cards apps to be
anywhere near "simultaneous".