I just canceled Chase Marriott visa. Not an easy decision, but with their devaluation this year, Category 1-5 just doesn't cut it for our needs. But I will happily pay annual fees on both mine and my husband's Chase IHG Visas, as long as they keep the benefits the same. What a deal! I also plan to pay renewal fee on my CITI American Airlines visa, till I make a major award redemption next year, so I can get 10 percent of miles back. After that, its a goner, and I will apply for a new one to get a sign up bonus. Those are currently the only cards, we pay fees on. If I ever get approved for Club Carlson card, it will also become a "keeper".