Originally Posted by Mel2013C

Capital One is the worst company I've ever had the displeasure of dealing with.

The approval process was excessively long & cumbersome even though my credit is impeccable, I have a higher than average income level & substantial liquid assets.

Their maximum credit limit is only $15,000.

It takes them several days to post payments & charges to your account.

Customer service is non existent.

I've heard one too many stories of them canceling accounts without notice & refusing to honour accumulated points balances.

I just cancelled my account. I will never do business with Capital One again.