Originally Posted by Happyfeet View Post
Here's my recent Citi AA Card History Post # 1269
The business cards are an S-chapter Corp with an TIN and 8k to 30k Annual Revenue. I'm a 33% owner.
Always a similar AA Biz card. Usually the size of the bonus changes over time
Same advantage number, same business name, same TIN, I change the "name on the card" each time to help me keep them straight. I always cancel 1 to 2 weeks after the miles post and wait al least 2 weeks to apply again. I always apply Tue thru Thu during business hours if possible.
Background for my previous Citi credit card applications:
Date / Type of Card Days / Previous Application Result
1 Aug '13 Citi Per AA Chat Line (move CL) Approval (Top choice in WIKI)
16 Jul '13 Citi Per AA Instant Approval (Top choice in WIKI)
28 May '13 Citi Bus AA 138 Instant Approval
10 Jan '13 Citi Bus AA 121 Instant Approval
11 Sep '12 Citi Bus AA 112 Instant Approval
28 May '12 Citi Bus AA 94 Rejection
24 Feb '12 Citi Bus AA 125 Instant Approval
23 Dec '11 Citi (2 Per) AA 20mo 14 days 2 ea Instant Approvals
21 Oct '11 Citi Bus AA 93 Instant Approval
20 Jul '11 Citi Bus Aa 144 Instant Approval
16 May '11 Citi (2 Per) AA 2 ea Rejections
I have 2 more Non - Citi Instant approvals earlier this year but the Ink Bold took 13 days for approval.
BTW the pattern is very similar for my wife except it's a "sole proprietor" business using the Business License name and SSAN.
HappyFeet
May the odds be forever in your favor
Originally Posted by
geclub1
This is serious churn during the time period which the conventional wisdom on this board is that Citi Bus AA can only be churned no frequent than 1 year apart.
What do you mean by different "name[s] on the card"?
For business cards you can get a new one every 90 - 95 days. Even the Wiki says that if you read carefully. I think the key to success is "Instant Approvals" and following all "rules" exactly. There's a lot of things that affect your chances and they are too numerous to simply list in the Wiki. If a human looks over your application, only bad things can happen. Notice my business applications are not always every 90 days. I'm a little cautious, especially if I've got other better applications to make at the time.
For business cards, you can choose any name displayed on the card you like; it doesn't necessarily have to be the name of your business. The correct business name that you enter during the application process is important. That name is not on the card. It helps if it is an established business name that will be found when Citi's software searches for information about your business. Otherwise use your name exactly as it appears on bank accounts, utility bills etc.
Is there any reason to churn the business card while the 50k personal link is currently available?
Nope; Not as long as the 50k personal card is completely churnable -- since you can still only do 2 Citi cards (including business cards) per 60 - 65 days, they might as well be 50k personal cards.