Originally Posted by
flyer4512
I cancel the cards at 9 months because that restarts the clock on the cards that have a waiting period to churn and because I don't want idle cards sitting around as I have had fraud before.
Which brings me to the question of why you would want $150K in credit lying around, I'm guessing none of the cards have an AF and you check them quite often to make sure nobody is using them
I have a couple like the hyatt and Marriott that I keep for the free night every year and a couple with no annual fee, the others I had balance transfers that have been paid off now so im gonna cancel them when the annual fee comes around. I just got the Chase sapphire that they gave me a 32K limit for some reason also. But it seems like whenever I get a new card I get a high credit line and was wondering if all this credit will effect me being able to get approved for another citi card when I apply for one even if I have no balances.