Originally Posted by
skitch23
But isn't his AAoA taking a hit every semester? I just took a summer school class and ended up with two loans (1 sub, 1 un-sub) and my AAoA dropped a bit on CK.
Diminishing effects. If you only have a few accounts, then yeah, new accounts may have a significant impact on AAoA. But as you add more and more accounts (open or closed), the impact of new ones becomes less and less. That's why people can churn for years on end and have no problem with AAoA.